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FHA is a Good Option FHA insured mortgages serve a sector of the market that is not necessarily being met by other loan programs. Securing an 80% conventional mortgage that doesn’t require mortgage insurance may be the lowest cost of financing but if the buyer doesn’t have 20% down payment,… Read More

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In 2007, Congress passed an energy act that required new energy-efficient standards for basic light bulbs. Standard incandescent bulbs are being phased out and eventually will be unavailable. One approach will be to inventory the different types and quantities of light bulbs you need in your home. Then, research… Read More

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The last thing you want if you’re traveling these holidays is to worry about someone burglarizing your home. Use this check list to add some peace of mind while you’re out of town. These easy-to-handle suggestions may protect your belongings while you’re gone while adding a level of serenity… Read More